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Medical Insurance: How To Get Heroin Addicts Help



By Oliver Pitts


If you are like me, you probably have a heart that wants to help people. Heroin addicts are calling treatment centers at an alarming rate these days. However, most addicts are not being helped because they do not have the correct medical insurance for treatment. Today, medical insurance is confusing. Most people have no idea what their benefits will actually pay. Most addicts today are asking themselves, "How can I get help for my addiction if everyone is telling me that my insurance cannot be accepted at their facility?"

A medical biller has a tough job coding all day. ICD-10 is difficult for a lot of coders because it's new and requires strong effort. It is important to look at your insurance policy and ask important questions. However, how can an addict ask questions if they don't even know the difference between and HMO, PPO or a substance abuse extension? What does an addict do in order to find treatment, hope and somewhere to go? This is a problem between medical billers, insurance agents, hospitals and the government. The United States must come up with a better plan to help addicts.

Right now there are thousands of addicts looking for help. Many free clinics and hospitals turn them away because of long waiting lists. If someone is addicted to heroin, they cannot wait months to get help or even weeks. They often need help within 24 hours or else they can have a drug overdose. The overdose is often lethal and toxic to the system. Heroin is a drug that takes the lives of many young men and women under the age of 30. Insurance companies often do not tell someone about substance abuse extensions that they can have on their policy. Is it because the insurance agent doesn't care enough to tell someone or are they being instructed by their company to not willingly tell people about it?

Families need to understand how to get their son/daughter into a treatment program. The insurance agent needs to start looking at ways that they can help a family to get an addict sober. Sobriety is often a difficult process for most people to understand. Getting sober takes time and a whole lot of effort. There are small efforts taking place in helping people to get sober. Once a person gets sober, they begin to feel a sense of happiness and hope again.

If you are an insurance agent, please try helping an addict to get help. Most men and women don't understand what types of insurance are helpful for them. Many addicts don't understand what kind of insurance they need to get into treatment. Many addicts say that they don't understand the whole insurance problem. They simply want to get help and to get sober. Hopefully, the government will address these important issues in time.




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